Loans by employment situation
Employment status changes which documents prove your income and which providers can serve you at all. A pension advice slip, a set of business bank statements and a payslip all answer the same question, and a provider that only accepts one of them is closed to everyone else.
Employment 6
The document is the difference
Every situation here has an accepted way of evidencing income. A salaried employee has a payslip. A pensioner has an advice slip. A self-employed applicant has bank statements and, often, financial statements. What varies is which providers accept which, and how many months of it they want to see.
Where a situation genuinely closes a door, the page says so rather than sending you to apply anyway. An application that cannot succeed still leaves a search on your record.
No verifiable income means no lawful agreement
A provider that offers credit without assessing affordability is not being flexible with you, it is breaking the law it is registered under — and the page here about borrowing without income carries no offers at all for that reason.
Related
Sources and last checked
- National Credit Regulator — register of credit providers — Regulator, as at 10 August 2026.
Page last checked 10 August 2026. Statutory caps and lender terms change — confirm anything you intend to rely on with the provider or the National Credit Regulator. Found something wrong? Tell us and we will correct it.