Affiliate disclosure
ZarCash is free to use, and it is paid for by commissions from some of the providers listed on it. This page explains exactly how that works, because you should be able to weigh it when reading anything here.
How we make money
ZarCash may earn a commission when you click through to a partner and apply. That commission never determines the order in which providers are listed, and it never changes what we publish about them. Where a page carries a commercial link, a disclosure appears next to it.
How the commission works
Where we have a commercial arrangement with a provider, we may be paid when you click through and apply, or when a loan is granted. The amount varies by provider and by what happens after the click.
You never pay more because you came through ZarCash. The rate and fees you are quoted come from the provider and are capped by the National Credit Act regardless of how you reached it.
Not every provider on this site has a commercial arrangement with us. Providers are listed because they appear in our research set and meet our disclosure criteria, not because they pay.
What commission does not affect
It does not affect the order of any list. Lists are ordered by disclosure completeness, and that calculation runs on the lender data before any commercial relationship is considered.
It does not affect what we publish about a provider. An accurate statement stays whether or not a partner likes it.
It does not affect which pages carry offers. Pages about debt review, over-indebtedness and borrowing without verifiable income carry no offers at all, because presenting credit there would be wrong regardless of what it paid.
How to spot a commercial link
Every commercial action on this site carries a visible disclosure next to it, and a disclosure strip appears near the top of every page that has one. If you are unsure whether a link is commercial, assume it is and weigh what you read accordingly — which is exactly what a disclosure is for.
Related
Sources and last checked
- OfferForge — uApply affiliate programme — Affiliate programme, as at 10 August 2026.
- OfferForge — FASTA affiliate programme — Affiliate programme, as at 10 August 2026.
Page last checked 10 August 2026. Statutory caps and lender terms change — confirm anything you intend to rely on with the provider or the National Credit Regulator. Found something wrong? Tell us and we will correct it.